Humanist

Daily writing prompt

Write about your approach to budgeting.

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How do I budget?

When I have cash at hand or at bank or I am certain of cash flow in, in particular intervals, while maintaining frugality, I budget.

I budget in a way that I prioritize saving as much as I can.

Savings which I can use for when I am certain I may have reduced or no additional cash flowing in.

I budget to cover all the costs of my basic needs, especially so food and the water bill.

Within my means I budget to cover my genuine needs in full. Things such as healthcare services provision, electricity bills, etc.

I budget to indulge a bit and spoil myself here and there, but I will not make it high priority.

I have normalized automating myself into ‘stretching money budgeting’ mode, always.